Archive for the ‘Investment’ Category

Land Investment in the UK – Eight Things Smart Investors Know

April 17th, 2010 admin

UK land represents some of the best investment land available. These eight facts, presented by a land planning and land investment expert, will tell you what wise investors already know about investing in land

1) Investing in UK Land is a real asset

You can see, use, and most importantly, build on investment land. You hold the legal title deeds to your investment land as surety. There are no complicated concepts in land investment, just a burgeoning demand for a finite amount of UK land.

2) Investing in Land yields strong returns

A finite supply of UK land partially explains its historically rising value, and implies it is unlikely to depreciate. Mark Twain said, “If something is unable to be manufactured and the underlying demand for it is constant, then its value will tend to rise.” Demand for UK land is, at the very least, constant. The property market increases reflect soaring demand for houses from an ever-growing population. Therefore, investing in UK land offers strong returns. It is reasonable to achieve the equivalent of 30-35% annually in a 5-year land investment project. This equates to compounded returns of around 400-450%. Such returns are hard to realise with other UK investments.

3) Land Investment is an investment in “the real world”

The value of property assets is clear and transparent. This is not the case with all UK investments, such as derivatives. Even with traditional equity investments, the average investor rarely knows whether the equity is genuinely under-valued (buy signal) or over-priced (sell signal).

Stock market scandals resulting from accounting malpractice highlight the limitations of the average investor’s understanding of their exposures. UK land investors are usually already active players as homeowners, so they already have some market experience.

4) UK Land has a lower entry point compared with buy to let

The price tag on a typical UK property is around £200,000. A plot of UK investment land that offers substantially larger relative returns is priced at just around £10,000! Remember that the Iron Law of Investment is diversification, commonly known as “Don’t put all of your eggs in one basket.” Because land investment has a significantly lower entry level than property, wise investors can more easily practice the Iron Law.

A typical UK investment requires around £200,000 but a diversified land investment portfolio could be created for less than £50,000! Investing in land, with its lower entry point, therefore gives the investor more ‘chances’ to pick a lucrative UK investment. However, it is by no means essential to build a huge portfolio of land investments: the key considerations for anyone considering investing in land are two-fold: choosing good quality UK land, and choosing a good land investment provider. The 12 Land Investment Guidelines, located at http://www.land-investment-uk.com/homepage/index.html will help you make these two choices.

5) Investing in Land capitalises on UK’s housing crisis

Investing in land is the most lucrative means of capitalising the UK’s housing crisis. Supply pressure is being felt in both affluent and less affluent areas up and down the country. The number of UK council homes has fallen sharply over the past 25 years, while homes rented from social landlords has increased dramatically, and owner occupation has doubled.

The combined effects of the above factors make investing in land a sensible choice when allocating assets in a UK investment portfolio.

6) Investing in land is passive and hassle-free

All UK investments demand careful consideration when entering and exiting the investment. However, some UK investments also demand active management during the life of the investment (e.g. equity and commodities trading). Land investment, on the other hand, is entirely passive, which makes it popular with many investors. Investment land is easily managed and investors should be fully apprised of their investment progress.

7) Land Investment has low volatility of returns

Volatility of land investment returns is an important consideration. It refers to the extent to which the value of the investment rises and falls in its lifetime. Less volatility makes it easier for the investor to know their wealth at any given time.

UK Land investing is not volatile and is actually relatively predictable. The value of a land investment tends to follow a linear path: in a 4-5 year project, the value of the land investment in years 0-3 will tend to rise relatively modestly by the effect of ‘organic growth’, (what we commonly term ‘inflation’). The land investment typically rises sharply in value during years 4-5 (should permission to build on the land be achieved). The land investment may be divested of at this time for maximum profit.

The wise investor knows that they can more easily estimate the future value of their portfolio with land investments than with other asset classes. The land investor can plan for critical future funding requirements such as school and university fees, retirement planning, and healthcare expenses. More concrete future planning may not be so easy if the investor has exposures that are more volatile than investing in land.

8) Investing in land creates real wealth by compounding returns

As we have seen, returns of 400-500% in a 4-5 year project cycle are entirely possible if an investor chooses good UK land and an experienced land investment provider. Therefore, an initial investment of £10,000 could grow to £50,000. If these returns are then reinvested into another land investment project with comparable returns, then the initial land investment could grow from £10,000 to £250,000.

Some of the most successful individuals are enjoying the financial benefits from compounding in land investment. This approach requires a slightly longer-term view, but the rewards are significant. Compounding in land investment can offer more than just good investment returns: it can create very substantial wealth!

Leonard Montgomery is a Land Planning and Land Investment expert based in the UK. He enjoys sharing his expertise with common men and women to help them avoid the pitfalls of land investment and land planning that he experienced first-hand.

For more advice about UK Land Planning or investing in land in the UK, click here: http://www.land-investment-uk.com/

For more help navigating the many opportunities and pitfalls in Land Investment UK, including The 12 Land Investment Guidelines please visit http://www.land-investment-uk.com

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Get Good Resources For Investment Options For Small Business

February 22nd, 2010 admin

There are valuable lessons you can learn from investment options for small business available in different mediums today. It is one of the best ways to get information about how to spend money on your business. If you are starting out a small or medium sized company then this is one of the resources you should take interest in. One of the best places you can easily find information about investment options for small business today is on the internet. There is so much here you can adopt for your new venture. Getting such knowledge can also work out very well for your business even if you have been at it for years. The world is constantly changing and new concepts about business evolve as well. Make sure you arm yourself with such information. Your online search for information can vary depending on what you want to achieve. The best thing about getting information from the internet is that you can find everything you need in one sitting. If you need to know the best places to get capital for your business then you can find the information as well as how much each of the organization is willing to give. If you already have the money, then it is possible to find out suitable investments options available in the market today. Do not forget business magazines and newspapers. These are useful resources that can greatly benefit your search. The advantage of such mediums when looking for investment options for small businesses is that they are current. If you want to find out what is going on in the market today, then a recent copy of a business magazine can do it for you. Another advantage is that you can go back to earlier editions to find out market trends and how businesses perform with particular types of investments. Books are always being written about sound principals in investing money. Simply walk into a good book store and select a book that appeals to what you are looking for. Reading such information is important as you get additional knowledge about how to run small businesses as well. You can make a collection of your favorite books in business and investment. This allows you to have reliable material you can reference from time to time. There are programs in business schools that run for short periods of time on the subject as well. If you want to know more about investment options for small business, then check out business institutions for such information. You can invest in solid training about the subject. Other suitable methods you can use to study include part time online courses that are available online. You can make a great deal of money if you learn the simple basics about investment. Take your time to learn as much as you can. It is also wise to know that as an entrepreneur running a small business, the importance of weighing in your options cannot be understated. Consult heavily with professionals who offer this type of services. Another option you can consider is to insure your business. You can then go ahead and engage in one of the investment options for small business. Global Financial institution offering commercial and personal banking services including online banking, credit card, Tinindad and Tobago money, Bahamas money, money management and more. Article Source: http://EzineArticles.com/?expert=Adriana_N.

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Why SEO is a Good Investment For Your Small Business

February 2nd, 2010 admin

Search engine optimization, or SEO, is the single most powerful marketing medium that every small business owner should focus on. Although there are countless reasons as to why SEO is more important now than ever, we will discuss a few of the more obvious reasons.

SEO, when compared to paid advertising, is essentially risk-free. There’s no daily click fees to pay, and it only grows larger and more powerful over time. As long as published content is not spam, SEO cannot damage your business in any way.

SEO is reliable. Paid advertisements, or PPC, work to drive traffic only with the marketing budget turned on. The moment you turn that budget off, the traffic stops. Your site is no longer visible to prospects. Keep in mind the fact that over 95% of all clicks come through natural or organic listings. This means your paid advertisements are reaching merely 5% of your targeted audience.

SEO creates brand awareness. A business with high rankings ensures that you’re in the face of the highest amount of prospects. Even if many browsers do not purchase or visit, they see your company name and recognize it throughout their searches.

SEO drives targeted traffic, otherwise known as, your prospects! Proper search engine optimization drives interested prospects right to your business, at the exact moment they’re seeking your products or services. Paid advertisements typically reach a broader range of browsers, less targeted, which equates to lower conversions of leads or sales.

SEO is affordable. When compared to paid advertising or banner ads, which can run upwards of $25,000 a month, a proper SEO plan can cost as little as $1,000 a month.

Joshua provides professional SEO Service for SkyMax, a Massachusetts based SEO Company specializing in professional search engine optimization and web design.

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Property Investing – A Sound and Stable Investment

January 22nd, 2010 admin

Needless to say, property investing is one of the greatest moneymaking vehicles of our time. Not only that, property investing is also a sound and smart way to invest your money. It definitely is better than hoarding cash. Just think about it, decades from now, properties will still be needed. One of the most important bare essentials that we need to in life is properties. That, along with food and clothing is the most important. All else equal, it all depends on how much value you can put on a property.

For some individuals, investing in the stock market or on start-up companies is too bland and boring. Property investing is a hands-on business. It involves surveying pieces of properties, assessing the assets, and thereafter, calculating the potential for profit of the property. If you’re seeking for a more aggressive yet stable investment, putting your money on properties is the way to go.

Of course, investing on properties isn’t a walk in the park. It will take a lot of work and if you’re not the kind of person who can fathom a lot of work and sometimes stress, it would be better for you to leave this profession to somebody else. With property investing, you can certainly make a lot of money. It takes a lot of work, a lot of persistence, charm, some luck, and a lot of wit. In order to begin investing in properties, it would be best if you arm yourself first with education and connections. It wouldn’t be such a good idea to jump in to this business without a solid foothold on how everything works. By doing that, you’re asking for nothing else but trouble. In addition to that, you wouldn’t want to spend thousands of dollars on a property only to see your investment go belly up. Again, research, having good connections and education will help you go a long way in this kind of business.

Obviously, you’re going to want to start looking for classes about property investing. A good place to start looking for classes is in the internet. There are a lot of noteworthy and credible programs for property investing online. You just have to be careful though because there will be some programs that will do more harm to you than good. Once you’ve found the right classes, it’s now time to study and immerse yourself on all the principles of the business. While attending classes, you will also meet other like-minded individuals whom you can possibly be partners with in the future.

Essentially, once you have acclimatized yourself, you will start to feel more comfortable and more open to the business. Thereafter, the only thing left to do is to learn more about property investment. Visit http://www.glennarmstrong.com/ for more information.

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5 Main Sources of Impartial Investment Advice

January 2nd, 2010 admin

It seems that everybody has suggestions on how you should invest your money. However, you should only get investment advice from a reliable and credible source – never get investment advice from your friends or family. You should not be guided by emotions – wanting an investment to do well for a personal reason does not mean it will. Emotions that guide many people are greed and hope. You should compare different sources of impartial investment advice – weigh their pros against their cons.

Successful Investors

Consider getting impartial investment advice from those who have succeeded in what you want to invest in. They know what it takes and you can learn from their mistakes. However, you should make sure you get an investor who has nothing to gain from your failure.

Professionals

The best people to give impartial investment advice are professionals. As illustrations, if you want to invest in mutual funds, you should ask for advice from fund managers and if you want to invest in stocks, you should ask for advice from stock brokers. You will get impartial advice from professionals because they have no vested interest in your investment. These professionals have years of experience in their field and they have theoretical know-how. They are able to give sound advice because they have learnt from their successes and failures and from the successes and failures of other people. You should get professionals from respected investment firms. Such firms have reputations to uphold and they will not let their employees engage in fraudulent activities.

The Media

Although you cannot always trust the media, some media outlets such as Bloomberg are credible sources of investment advice. However, do not invest just because you were given sensational success stories – do fundamental analysis of the market and what you want to invest in first.

Financial Consultants/Advisors

There are people who have dedicated their lives to giving investment advice for a fee. They give impartial advice since they have nothing to gain from your failure, but you should check the credentials of the individual first.

The Internet

The internet is a great source of impartial investment advice if you know where to look. You should go to trusted websites – those by noted experts in what you are interested in investing in.

Marcus is dedicated to providing financial education that helps individuals create wealth for themselves and their families.

Marcus is the author of the book, ‘Wealth Workout – the Simple Seven Step Formula for Financial Success’, and the contributor to various money, finance, stock market and property publications in UK. For more information on how to make more money and to get a wealth workout please click here wealth-workout

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Real Estate Investment Opportunity in North Georgia

December 22nd, 2009 admin

If you have ever had the good fortune to visit the mountain towns of Ellijay or Blue Ridge, then you know the area as one of the most picturesque in the country. Because of the mountains and National Forests as well as the relatively undisturbed natural scenery it has become the choice for many people to have a vacation home or buy a second property. Tourism is one of the largest driving forces of the economy in the Blue Ridge area, and some of the people that come and visit immediately fall in love with the place and want to own a property there.

Unfortunately for a large number of buyers, the area is so nice that they ended up purchasing properties that were a little bit beyond their means. It has meant that there have been many homes that have been the subject of foreclosures and people have sometimes had to walk away from beautiful mountain cabins.

Occasionally from a bad situation can arise good opportunities. If you have the finances in place to purchase a property in Blue Ridge or Ellijay you can probably get a very good deal on it. Because many of the smaller banks in the area have taken a beating on loans that have gone sour they may be willing to short sell certain properties. You could end up picking up your dream home for much less than the last buyer paid for it.

You have many options if you are looking at North Georgia property or homes for sale. There are luxury cabins that cost a great deal of money and while they are a good value, they might not be right for every buyer. Due to the large number of builders that were pumping out spec houses you can find smaller homes on very nice lots that are secluded. If budget is a factor or if you are primarily looking at real estate in this area for investment purposes you might also look into buying a lot or undeveloped property in this area. Many things about a property can change over time but the astounding natural beauty of the Georgia Mountains is not likely to change for many generations.

Because of the strong tourism industry in the area, there are also opportunities for businesses and you might be interested in purchasing a property for future development of a hotel or restaurant. This can be a little bit more involved than buying property as a home and may require substantially more research but that may be worthwhile.

Taking a good look at North Georgia real estate may be the first step to one of the better investment decisions that you ever make. At the very least, the trip will likely be one of the better vacations that you have ever had as you get to enjoy one of the most beautiful areas in the country.

Rachel Hill Burden is a real estate agent with Better Homes and Gardens – Metro Brokers. Visit her at the Real Estate Hub in Ellijay or her real estate listings website.

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